How to Protect Your Business From A Cyber Attack

Posted on: December 8, 2016 by noelopez3

If you believe that Cyber Liability Insurance is an optional coverage that only giant corporations need, you should reevaluate that belief. Hackers and phishers cast a wide net. The average data breach costs nearly $160 per affected record; so even if you have a list of 100 customers, if their data is compromised that’s a […] Read More

Posted in: blog Business Insurance Commercial Insurance Cyber Liability Insurance Retail Insurance Virginia

Thanksgiving Driving Tips

Posted on: November 28, 2016 by noelopez3

According to the American Automobile Association, nearly 44 million Americans will hit the roads Thanksgiving week with plans to drive at least 50 miles. If that’s not enough to persuade you to confirm your Virginia Automobile Insurance policy is in force and sufficient, consider another statistic. Studies show that during Thanksgiving week, crashes on Interstate […] Read More

Posted in: Auto Insurance blog car insurance Personal Insurance Virginia

Preparing Your Home for the Winter

Posted on: November 21, 2016 by noelopez3

According to the Farmer’s Almanac, winter 2016 will be “much colder” than winter 2015 for the eastern 2/3 of the United States. You know what cold weather means: an increased risk of burst pipes (and floods) and treacherous winter storms. Preparing your home for the winter? First, make sure your Virginia Home Insurance is in […] Read More

Posted in: blog Homeowners Insurance Personal Insurance Property Insurance Virginia

Social Media Marketing Tips for the Holidays

Posted on: November 10, 2016 by noelopez3

The holiday season is the ideal opportunity for your Virginia Small Business to boost sales, win new customers, and end the year solidly in the black. To achieve success, you’ll need a solid marketing strategy to stand out from the crowd of other small businesses fighting for customers. Heed the following social media marketing tips […] Read More

Posted in: blog Business Insurance ecommerce Retail Insurance Virginia

Identifying Cyber Liability Risks

Posted on: October 27, 2016 by noelopez3

If you watch or read the national news (or are following the presidential race), you’re well aware that computer hacking attacks have reached epidemic levels. Hillary Clinton’s campaign chairman John Podesta was hacked by WikiLeaks, Russian operatives are suspected of hacking into the Democratic National Committee, and corporate giants including Home Depot, Target, and Ebay […] Read More

Posted in: blog Business Insurance Contractors Insurance Cyber Liability Insurance Professional Liability Insurance Virginia

Fall House Maintenance Tips

Posted on: October 25, 2016 by noelopez3

The presence of pumpkins on every porch and within every restaurant’s menu means one thing: Fall is upon us! It’s time to switch out your seasonal wardrobe, stock up for trick-or-treaters, and take stock of your Virginia Homeowners Insurance policy. That’s right: Fall is prime time to make sure you’re well covered in case a […] Read More

Posted in: blog News Personal Insurance Property Insurance Virginia

Do I Really Need Homeowners Insurance?

Posted on: October 15, 2016 by noelopez3

Buying a house is expensive. First, well, there is the cost of the house. On top of that, there are inspection costs, bank closing costs, and, usually, steep Realtors’ fees. Once you buy your house, you may want to have it renovated or painted before you move in. You’ll probably need to hire movers to […] Read More

Posted in: blog Homeowners Insurance Personal Insurance umbrella insurance Virginia

How to Make Sure Your Family is Protected Financially

Posted on: September 29, 2016 by noelopez3

If you have a spouse and/or dependents, you’ve probably given at least some thought about your need for life insurance. Whether you are the primary breadwinner or a stay-at-home parent who takes care of the children and household responsibilities so your spouse can work, your sudden death could have a profound impact on your family’s financial […] Read More

Posted in: blog Life Insurance Uncategorized

Sitting on the Job

Posted on: September 12, 2016 by noelopez3

As a Virginia business owner, there are certain steps you’ve undoubtedly taken to safeguard your business against a myriad of risks. You probably have a Virginia Business Insurance policy. You may have security cameras to deter theft. You probably have policies and procedures in place to reduce worker’s compensation risks, such as slips-and-falls. There’s one risk […] Read More

Posted in: blog Business Insurance News Virginia Worker's Comp

How to Prevent Workers’ Compensation Fraud

Posted on: September 4, 2016 by noelopez3

You’ve heard the saying, “You’ve got to spend money to make money.” That’s certainly true when you own a business. The costs of running a business are extensive. Most business owners have expenses due to overhead, Virginia Business Insurance, payroll, supplies, utilities, etc. The last thing you need is to pay a bogus workers’ comp claim. […] Read More

Posted in: blog

The Business Risks of Augmented Reality Games

Posted on: August 31, 2016 by noelopez3

Pokémon Go has gone viral, acquiring more than 20 million users and amassing more users than Twitter within a few days of its launch. Though this phenomena has taken our culture by storm, there are a few unintended risks that business owners must assess.  As you seek to understand the business risks augmented reality games pose, make sure you stay […] Read More

Posted in: blog Business Insurance Uncategorized Virginia

Business Benefits of an Umbrella Policy

Posted on: August 29, 2016 by noelopez3

Even though you have all of the typical insurance coverages recommended for small business owners, you may not be as protected as you could be. If you don’t have a Virginia Small Business Umbrella Insurance Policy, you are at risk of exposures that may not be covered by your commercial insurance policy. If you assume […] Read More

Posted in: blog Business Insurance Commercial Insurance umbrella insurance Virginia

Prevent Injuries from Workplace Falls

Posted on: August 12, 2016 by noelopez3

In some work environments, accidental falls are unusually common. Fortunately, slip-and-fall risks and many others are covered by a robust Virginia Commercial General Liability Insurance policy. According to the National Safety Council, a staggering percentage of worker’s compensation claims stem from fall-related injuries. Here are a few helpful tips to prevent injuries at the workplace. Follow […] Read More

Posted in: blog Business Insurance Commercial Insurance Home Healthcare Worker's Comp

Wearable Technology as a Risk Management Tool

Posted on: July 29, 2016 by noelopez3

They’re definitely trendy, but wearable technologies are also useful for  a myriad tasks. From fitness trackers to VR headsets, it’s no wonder these devices have taken our culture by storm. However, could employers benefit from exploring wearable technology as a risk management tool? As we discuss how wearable technology can benefit your business, ensure your digital assets […] Read More

Posted in: blog Business Insurance Cyber Liability Insurance News Worker's Comp

Is Your Small Business Vulnerable to Employee Theft?

Posted on: July 27, 2016 by noelopez3

To reduce risk, your first line of defense as a small business owner is to make sure you have a comprehensive Virginia Small Business Insurance policy. While insurance is a life-saver after an incident or disaster occurs, it cannot prevent unfortunate incidents – including dishonest employees stealing from your business.  You might be surprised by what […] Read More

Posted in: blog Business Insurance Commercial Insurance Retail Insurance Virginia