Why Wear and Tear Isn’t Covered by Your Homeowners Insurance

Posted on: April 19, 2019 by titan-goodrich

You purchase homeowners insurance to protect your greatest investment against damages that are out of your control. Most often, this means emergencies or acts of nature – forces you cannot control. What can you control? How you maintain your own home. This is why homeowners insurance is unlikely to cover claims you make that turn […] Read More

Spring Maintenance Checklist for Homeowners

Posted on: March 29, 2019 by titan-goodrich

Winter can be tough on a home. Snow, ice, wind, rain and freezing temperatures can all place stress on your home’s structure. Now that Spring is here, it’s time to start taking stock of any needed repairs or updates to get your home back in top shape. Here are a few of the things you […] Read More

Stay Safe on Spring Break with These Tips

Posted on: March 15, 2019 by titan-goodrich

Spring break is known as a time for fun and relaxation. It’s a chance to get away from school (and work!) for a little while and spend time with the family. However the risks involved in taking a spring break trip cannot be ignored. This doesn’t mean you should spend the entire break keeping the […] Read More

How Technology Can Protect Your Home

Posted on: February 27, 2019 by titan-goodrich

According to a study by the Insurance Information Institute, around one in 250 insured homes files a theft claim each year. Although this is not the most common claim, it is significant enough that insured homeowners should be looking into their options for getting the best home security. Technology is constantly changing and improving, and […] Read More

How Marriage Can Change Your Insurance Needs

Posted on: January 21, 2019 by titan-goodrich

You already know that marriage will change a lot of things in your life. When you say “I do” you are combining your entire world – and often your home – with someone else’s. Among the changes that come with married life are adjustments you should make to your insurance coverage. Home & Property If […] Read More

5 Surprising Household Hazards

Posted on: October 16, 2018 by titan-goodrich

We know you do everything you can to keep your house safe, especially if you have small children or adventurous pets. You’ve tied up the drawstrings on your blinds, placed non-slip grips on the shower floor, secured your cleaning liquids in an upper cabinet, and changed the batteries in the smoke detector, so everything checks […] Read More

Will My Home Insurance Policy Cover My Dog’s Breed?

Posted on: September 12, 2018 by titan-goodrich

As dog owners, we love our furry little companions more than anything. Unfortunately, some insurance companies don’t if your pooch falls under certain breed categories. There are a number of breeds that many insurance companies are hesitant to offer coverage for because statistics show that they are more likely to bite and cause injuries. This, […] Read More

Smoke Detector Best Practices

Posted on: August 14, 2018 by titan-goodrich

Every homeowner knows that smoke detectors are crucial, but do we really utilize them to the fullest degree? The National Fire Protection Association estimates that 890 lives could be saved each year if all homes had working smoke alarms. This number is drastically lower than the number of deaths caused by home fires before smoke […] Read More

Why You Must Buy Home Insurance Before Closing on a Home

Posted on: March 27, 2018 by titan-goodrich

Buying a home isn’t as exciting of a process as it may look like on TV. It involves a lot of paperwork and finances to bring you to that happy closing day. But if you haven’t purchased home insurance yet, you’d better start shopping around. For most homeowners, lenders are required to help them obtain […] Read More

Why and How You Should Create a Home Inventory for Insurance Purposes

Posted on: February 8, 2018 by titan-goodrich

Most people have heard that they should keep an inventory of the things they own in their home, but very few actually do. And those that do, rarely have one that is kept up-to-date. The good news is that putting together an inventory isn’t hard. It’s just very time consuming to make a list of […] Read More

How to Lower Your Premiums on Home Insurance

Posted on: January 16, 2018 by titan-goodrich

As long as you own a home, homeowners insurance doesn’t go away. What’s worse is that insurance premiums have the tendency to increase over the years. Whether you are shopping for homeowners insurance for your first home or looking to decrease your premiums for your current home, here are a few tips to help you […] Read More

Most Homeowners Don’t Know to Do These 4 Things

Posted on: October 30, 2017 by titan-goodrich

Homeownership is a huge life accomplishment. Most new homeowners know they need to budget for repairs and taxes, but there are some other factors that most new owners don’t even consider. In this article, we’ll explore four of the main things that might be unexpected and unplanned. Most importantly, protect your new investment with a […] Read More

Considering the Price of a Fixer Upper

Posted on: April 7, 2017 by titan-goodrich

As part of our series on Weighing Your Options for Buying a Fixer Upper, we’re going to take a closer look at evaluating the price of the home. While a lower price tag in relation to the rest of the neighborhood might sound appealing, it’s important to consider what the real cost of purchasing the […] Read More

Weighing Your Options for Buying a Fixer-Upper

Posted on: March 17, 2017 by titan-goodrich

If you’re in the market for purchasing a new home, you’re not alone. While you might have a long list of must-haves, you have to be realistic when weighing your wants versus what your budget will allow. If you’re working with a strict budget, it might be time to consider a fixer-upper. Granted, these old […] Read More

Preparing Your Home for the Winter

Posted on: November 21, 2016 by titan-goodrich

According to the Farmer’s Almanac, winter 2016 will be “much colder” than winter 2015 for the eastern 2/3 of the United States. You know what cold weather means: an increased risk of burst pipes (and floods) and treacherous winter storms. Preparing your home for the winter? First, make sure your Virginia Home Insurance is in […] Read More