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Applying for Life Insurance with Type 2 Diabetes: 6 Questions You’ll Need to Answer

Posted on: March 20, 2020 by titan-goodrich

According to the American Diabetes Association and the Centers for Disease Control and Prevention, individuals with type 2 diabetes spend 50 percent more on prescription drugs than individuals without and have a 50 percent greater likelihood of death. In turn, life insurance premiums can be significantly impacted by a diabetes diagnosis. However, while it’s true an insurance […] Read More

Understanding the Difference Between Federal and Private Student Loans

Posted on: February 7, 2020 by titan-goodrich

Debt happens. When it comes to pursuing a post-secondary education, loans can be an important means to an end. But before you choose between federal and private loans (or choose a combination of the two), you need to understand the difference and the long-term effect each can have on you and your family’s future. This […] Read More

How to Stay Active During the Winter

Posted on: December 6, 2019 by titan-goodrich

It’s cold, it’s wet, and you just want to curl up on the couch with a hot drink and a book. It can be hard to keep up a healthy lifestyle when it’s cold outside, but it’s not impossible. Here’s why you need to stay active and some tips to help you get back in […] Read More

When to Update Your Life Insurance Beneficiaries

Posted on: March 22, 2019 by titan-goodrich

Life insurance: you may not want to think about it too hard, but you need to. It can be difficult to consider the possibility of your own passing, but when you realize what the financial consequences of your death might be for your loved ones, you’ll realize just how important life insurance is. If you […] Read More

Millennials and Life Insurance

Posted on: February 15, 2019 by titan-goodrich

More than any other generation, millennials (born 1981-1996) are going without life insurance. In some instances this is understandable; perhaps you are debt free or never plan to have children. However there are some considerations you should take into account before writing off life insurance entirely. Here are some questions to ask yourself if you […] Read More

How Marriage Can Change Your Insurance Needs

Posted on: January 21, 2019 by titan-goodrich

You already know that marriage will change a lot of things in your life. When you say “I do” you are combining your entire world – and often your home – with someone else’s. Among the changes that come with married life are adjustments you should make to your insurance coverage. Home & Property If […] Read More

What to Expect In a Life Insurance Exam

Posted on: November 9, 2018 by titan-goodrich

If you are reasonably healthy with no preexisting medical conditions, it is likely that your best bet for getting great life insurance at a low rate is to take a physical exam. This exam determines if you are prone to illnesses that would make you a higher risk to insure, such as diabetes, heart disease, […] Read More

How Non-US Citizens Get Life Insurance

Posted on: October 23, 2018 by titan-goodrich

Selecting a life insurance policy is an important step for planning ahead and taking care of the financial well-being of your family. But can you still get coverage if you aren’t a US citizen? In most cases, yes. There are very few instances where your citizenship status disqualifies you from coverage. The circumstances of your […] Read More

How Whole Life Insurance Can Be Useful During Your Lifetime

Posted on: September 29, 2018 by titan-goodrich

Permanent life insurance, sometimes referred to as whole life insurance, is a policy guaranteed to remain in force for the insured’s entire lifetime as long as the premiums are paid. While it serves its purpose of helping your beneficiaries when you pass away, it can also help you financially during your lifetime in several ways. […] Read More

Will My Family History Affect My Life Insurance Rates?

Posted on: August 21, 2018 by titan-goodrich

You’ve probably heard that you can’t get good rates on life insurance if you have an existing medical condition. But what if you’re a healthy person with a not-so-healthy family history? Unfortunately, those odds of pre-existing conditions can be stacked against your life insurance premium as well. However, there are benefits to being educated about […] Read More

Questions to Ask Yourself Before Getting Life Insurance

Posted on: July 31, 2018 by titan-goodrich

Choosing any type of insurance plan can be a daunting task because there are so many factors to consider. What are your risks? How much coverage do you actually need? How much will it cost?   The stakes only get higher when it comes to life insurance, because it’s the one type of insurance that […] Read More

Will Using Nicotine Replacement Products Increase My Life Insurance Rates?

Posted on: July 17, 2018 by titan-goodrich

As a former smoker, you heard it a million times: you need to stop smoking for your health and your budget. So you did! And you started using smoking cessation products like gum, patches, or e-cigarettes that contain nicotine in order to kick the habit. However, the time has come for you to upgrade your […] Read More

Why Life Insurance is Important for Single People

Posted on: March 13, 2018 by titan-goodrich

While it is true that life insurance is very beneficial for married couples and those with kids, that does not mean life insurance can’t be for singles too. Regardless of the fact that nobody is dependent on a single person’s income, there are still instances when life insurance is necessary for singles. Take a look […] Read More

Debunking Some of the Most Common Myths About Life Insurance

Posted on: March 6, 2018 by titan-goodrich

Although not many of us like to think about what happens at the end of our lives, it’s important to be prepared whether we like it or not. Having life insurance on your side can only help for when the time comes, but there are some myths and fears about the plan that may deter […] Read More

Retirement Plans: What You Are Truly Saving For

Posted on: January 16, 2018 by titan-goodrich

At first, it may seem like all that money you put into retirement savings over the years is pointless. However, in actuality, you will be thanking yourself for setting aside so much money once the time comes. Take a look at what you can look forward to after saving for retirement for so long. Savings […] Read More

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