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Contractor Challenges for Winter 2015

Posted on: December 12, 2015 by titan-goodrich

As the mercury dips and the chill of winter sets in, contractors prepare for what typically is the most challenging part of the year. Equipment failures, weather-related injuries, frozen pipes, and absentee employees are all challenges contractors face this time of year. In addition to being aware of the common weather-related challenges faced by contractors, make sure to protect your business against claims of wrongdoing with a comprehensive Virginia Contractors Insurance policy.

Failing Heat Pumps and Condensers Lead to Cranky Customers. When the wind is howling, several feet of snow blankets the ground, and temperatures are in the single digits, a home or office without a working heater is a miserable place to be. Contractors often bear the brunt of frustrated customers who are impatient to have their HVAC systems working properly again. Upset customers could often lead to legal claims, which can be costly even if unfounded.

Working in Slick Conditions can be Dangerous. Often, contractors must climb ladders and conduct repairs that are located on steep roofs. That can be dangerous any time, but extremely dangerous when roofs are slick and when visibility is obscured. Every year, contractors are injured (or worse) sliding from roofs or falling through unseen skylights or windows obscured by snow. According to the Center for Construction Research and Training, roof falls account for about 1/3 of all fatalities of construction contractors.

The Cost to do Business is Often Higher in Winter. To complete a job in winter, contractors may have to perform extra steps like thawing out frozen water or sewer lines, removing snow, and securing temporary heating sources for job sites.

Employee Morale Declines and Employee Absences Rise. When it’s 12 degrees outside or the conditions are blizzard-like, employees may be more likely to take sick days to avoid the misery. They may actually be sick more often, as when people are cooped up indoors together germs are more likely to spread.

If you’re a Virginia contractor, look on the bright side. After the winter comes the mild and beautiful spring. Soon the cold-weather misery will be just a memory. Until then, enjoy peace of mind knowing that Goodrich & Watson has you covered with custom contractor insurance policies to protect you from winter’s trials. We invite you to call us today for a free quote at 888.829.5004.



Posted in: blog Contractors Insurance

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