In Virginia, Automobile insurance is something we all have to purchase. Buying the right type of coverage for a competitive price from a sound insurance company is where it can get tricky. It’s not just a matter of typing in the make and model of your car and getting a quote. You need the experience and expertise of a professional insurance agency that can assess your particular needs and exposures, the drivers on your plan, the type of vehicles you have. You also need an advisor that has the insurer relationships to get you the best plan at affordable rates. With Goodrich & Watson, you have that advisor and more.
As an independent insurance agency, we have relationships with many top-tier, quality insurance companies so that we can choose the plan that makes sense for you. Our staff will review your liability risk to determine the limits you specifically need. Minimum liability limits required by the state are rarely sufficient enough to protect you from a serious accident. Additionally, if you have significant assets, you may also need an Umbrella policy to help further protect you against liability risks. Our staff will review all of this with you so that you can make an informed decision.
We will also review the type of vehicle(s) you own to determine the coverage you need to properly insure them against accidents, theft and other exposures. You may have, for example, customizations or specialty equipment such as satellite radio or a lift kit that may need to be specified in your insurance policy under Comprehensive insurance. We’ll also help you assess how much Collision coverage you need should your vehicle get damaged in an accident.
After our review, you will be provided with cost comparisons, an outline of the coverages and limits offered, and any available discounts that our insurers offer.
We look forward to speaking with you about your personal auto insurance needs. Please give us a call at 757-591-2032 to find out how we can help protect you today and into the future.