Home ownership provides us all with a sense of accomplishment that our hard work is paying off and we have created a place where families are raised and memories are made. Protecting this hard work and continuing to reap the rewards that come with home ownership is what homeowners insurance is all about. At Goodrich & Watson, we can help you choose an insurance plan that will best protect your assets and your valuable possessions from potential loss so that you can have peace of mind year after year.
Homeowners insurance policies in general are made up of several key components and options but keep in mind all do not provide the same coverages. Our professional, experienced staff will conduct a thorough review of your needs and determine the right policy for you, including any additional coverage limits and options you may need to address your particular exposures.
At Goodrich & Watson, we can design a policy to provide you with:
Property & Liability Coverages: for damaging events, such as windstorm, fire, theft, and vandalism; and legal defense coverage and indemnification should you be found responsible for injury or property damage to others while on your property
Dwelling Replacement Cost Coverage: for your structure in the event of a loss such as a fire; this feature provides you with the building cost necessary to repair or replace the entire home
Personal Contents Replacement Cost Coverage: covers the cost to fully replace your personal property (television, furniture, etc.) if it is damaged or destroyed by a covered loss
High-Value Items Coverage: protection for valuable items such as jewelry, art, collections, or antiques as an add-on feature or separate policy
You also may have elevated risks such as pool, trampoline, or a certain breed of dog that can cause injury to visitors that require special attention and coverage. We offer Umbrella insurance, which expands coverage beyond the limits of your Homeowners, Car Insurance, and other underlying policies. In addition, can go over the need for Flood insurance with you.
At Goodrich Watson, we also work with several insurers that specialized in custom insurance policies that cater to the particular requirements of high-value homes.
We look forward to speaking with you about your homeowners insurance needs. Please give us a call at 757-591-2032 to find out how we can help protect you today and into the future.