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Goodrich & Watson provides Home Healthcare organizations with a flexible and comprehensive insurance program designed to protect against a wide range of exposures. We understand both the rewards and risks involved in the work you do and can help you safeguard your organization so that you can continue to meet the needs of those that depend on you.
The number of people using nursing facilities, alternative residential care places, or home care services is projected to increase from 15 million in 2000 to 27 million in 2050. This is largely due to aging Baby Boomers who will need long-term care services. In fact, the number of Americans over age 65 is projected to more than double, from 40.2 million in 2010 to 88.5 million in 2050. What’s more, consumers’ increasingly desire to stay in their own homes is leading to growth in a variety of home- and community-based alternatives.
We work with top-rated insurers committed to the Home Healthcare industry. Our program includes several key and important insurance coverages, customized to your needs:
Your Property insurance coverage can be designed to include Business Interruption and Equipment Breakdown insurance. Our Liability policies each have several enhancements features specifically tailored for the Home Healthcare industry. For example, we can provide you with separate Abuse and Molestation coverage on a first-dollar basis up to the limit of coverage so that you have no deductible.
We can also provide you with Professional Liability and Cyber Liability coverages, important coverages in today’s healthcare environment. Additionally, we can secure coverage for your directors and officers, who are increasingly targets of lawsuits.
We look forward to speaking with you about your home healthcare insurance needs. Please give us a call at 757-591-2032 to find out how we can help protect you today and into the future.