Addressing the Biggest Challenges for Small Biz Owners

Posted on: November 30, 2017 by noelopez3

The first few years of operation are always the most challenging for small business owners. Whether you’re trying to grow the business, find dedicated employees, or manage the ever-changing market fluctuations, there is no shortage of challenges to overcome. In this article, we’ll dive deeper into some of the most common hurdles that you have […] Read More

Ridesharing Insurance Coverage: To Be or Not To Be?

Posted on: June 2, 2015 by noelopez3

If you’ve used a cab service any time in the last few years, it’s quite possible you’ve heard of Uber or Lyft, the newest installment of taxis: Ridesharing. These controversial yet increasingly popular forms of transportation are stirring up the insurance industry due to coverage disputes and pricing. What’s covered? What’s not? Does the insurance […] Read More

What is Virginia Lessor’s Risk Insurance?

Posted on: May 5, 2015 by noelopez3

If you own a building in Virginia that is used for the purpose of leasing retail, warehousing, office or personal space to others it is important to properly protect yourself from the many property loss and liability exposures you face. Basic commercial property and liability coverage, which covers your building, your property located within the […] Read More

Virginia Workers’ Comp Audits Can Lower Costs

Posted on: April 27, 2015 by noelopez3

Virginia Workers’ Compensation Insurance Programs provides compensation and medical rehabilitation for thousands of injured workers. Over the last few decades, annual program costs have reportedly increased 57 percent to about $182 million, according to data from the Virginia officials. As such, workers compensation rates have increased in recent years, particularly for high risk industries. Many […] Read More

Is Your Virginia Business Website Ready to go Mobile?

Posted on: April 21, 2015 by noelopez3

A Google algorithm update taking effect on April 21st, 2015 could have both big brands and small business owners scrambling to revamp their websites, according to reports. Is your Virginia business ready? In February, the search engine giant announced plans to change the way results appear in search quarries based on a website’s mobile accessibility. […] Read More

Do Virginia Contractors Need Business Auto Coverage?

Posted on: April 14, 2015 by noelopez3

Many Virginia business owners mistakenly believe that a basic Business Owner’s Policy (BOP) or general business property insurance policy will cover all their assets. However, there are a number of limits to the types of property these policies will cover. Neither a BOP nor commercial property insurance policies will protect business owned and non-owned vehicles, […] Read More

How Can Virginia Contractors Protect Their Equipment?

Posted on: March 26, 2015 by noelopez3

Tools and equipment can be a significant investment for Virginia contractors. The proper equipment can be vital to your success as a contractors, however it also presents a significant exposure to property losses. Artisan contractors specifically, face large loss exposures when it comes to protecting their specialty equipment. Between work vehicles, equipment, tools, building materials […] Read More

VA Home Health Aides Have High Worker’s Comp Needs

Posted on: March 16, 2015 by noelopez3

Last month, National Public Radio (NPR) aired a special series entitled Injured Nurses which brought to light many of the struggles healthcare providers and nurses to keep themselves safe and injury free through the course of their work. According to data collected by the Bureau of Labor Statistics (BLS), each year nursing employees suffer more than […] Read More

What are Virginia Construction Surety Bonds?

Posted on: March 9, 2015 by noelopez3

If you are new to the construction industry, you might be a little confused about surety bonds. Are they insurance? Are they licensing fees? And why do you have to obtain them in order to secure larger projects? Understanding surety bonds take time, but working with local Virginia Insurance companies to assess your surety needs […] Read More

Is Your Virginia Property Insurance Storm Proof?

Posted on: February 23, 2015 by noelopez3

The onset of stormy weather shook up many parts of Virginia last week as parts of Arlington, Alexandria, Prince William, Fairfax and many other counties came face to face with heavy winds, snowfall and far below normal temperatures. Thousands of residents and businesses were without power throughout Virginia and Maryland last weekend as a result […] Read More

VA Restaurant Insurance: Online Reviews Impact Profits

Posted on: January 29, 2015 by noelopez3

VA Restaurant Insurance: Online Reviews Impact Profits   For years the food service industry has been discussing the effects of online review platforms such as Yelp and UrbanSpoon. These social media review sites allow consumers to share input and insight into their experiences at a local eatery and rate these establishments based on a number […] Read More

Virginia Car Insurance: National Auto Thefts Drop

Posted on: January 26, 2015 by noelopez3

Virginia Car Insurance: National Auto Thefts Drop  New analysis released by the National Insurance Crime Bureau (NICB) offers some great news for Virginia motorists. According to FBI crime figures, there were just under 700,000 vehicles reported stolen last year. While this number might seem alarmingly high at first glance, it is important to notes that […] Read More

What is Newport News Lessor’s Risk Insurance?

Posted on: January 12, 2015 by noelopez3

What is Newport News Lessor’s Risk Insurance?   Newport News commercial ad business property owners face many nuanced liability risk exposure when they lease out their spaces to local business owners and tenants. One of the greatest liability concerns is that of third party personal injury or property damage on your premises. These allegations and […] Read More

Virginia Beach Car Insurance: App Helps Avoid DUIs

Posted on: December 23, 2014 by noelopez3

Virginia Beach Car Insurance: App Helps Avoid DUIs   Maryland recently became the latest state to bolster their efforts to combat drunk driving by offering a mobile app designed to help motorists assess their level of impairment and have easy access to taxi and cab services when they have had a little too much to […] Read More

Virginia Beach Home Insurance: Tips for a Safer Winter

Posted on: December 17, 2014 by noelopez3

Virginia Beach Home Insurance: Tips for a Safer Winter  The holidays are typically a festive and joyful time for Virginia families, but every year dozens of families across the country have their celebrations interrupted by house fires. According to the United States Fire Administration (USFA), house fires occur in more volume during the winter than […] Read More