Expert Car Buying Tips

Posted on: May 5, 2017 by noelopez3

If you’re like most people, the thought of buying a new car is nothing short of daunting. While it might be a necessity to get from point A to point B, the process doesn’t have to be a stressful one. Armed with these simple tips and strategies, you can confidently shop for, evaluate, and purchase […] Read More

Fall House Maintenance Tips

Posted on: October 25, 2016 by noelopez3

The presence of pumpkins on every porch and within every restaurant’s menu means one thing: Fall is upon us! It’s time to switch out your seasonal wardrobe, stock up for trick-or-treaters, and take stock of your Virginia Homeowners Insurance policy. That’s right: Fall is prime time to make sure you’re well covered in case a […] Read More

Contractor Challenges for Winter 2015

Posted on: December 12, 2015 by noelopez3

As the mercury dips and the chill of winter sets in, contractors prepare for what typically is the most challenging part of the year. Equipment failures, weather-related injuries, frozen pipes, and absentee employees are all challenges contractors face this time of year. In addition to being aware of the common weather-related challenges faced by contractors, […] Read More

What is Virginia Lessor’s Risk Insurance?

Posted on: May 5, 2015 by noelopez3

If you own a building in Virginia that is used for the purpose of leasing retail, warehousing, office or personal space to others it is important to properly protect yourself from the many property loss and liability exposures you face. Basic commercial property and liability coverage, which covers your building, your property located within the […] Read More

Virginia Workers’ Comp Audits Can Lower Costs

Posted on: April 27, 2015 by noelopez3

Virginia Workers’ Compensation Insurance Programs provides compensation and medical rehabilitation for thousands of injured workers. Over the last few decades, annual program costs have reportedly increased 57 percent to about $182 million, according to data from the Virginia officials. As such, workers compensation rates have increased in recent years, particularly for high risk industries. Many […] Read More

Is Your Virginia Business Website Ready to go Mobile?

Posted on: April 21, 2015 by noelopez3

A Google algorithm update taking effect on April 21st, 2015 could have both big brands and small business owners scrambling to revamp their websites, according to reports. Is your Virginia business ready? In February, the search engine giant announced plans to change the way results appear in search quarries based on a website’s mobile accessibility. […] Read More

Do Virginia Contractors Need Business Auto Coverage?

Posted on: April 14, 2015 by noelopez3

Many Virginia business owners mistakenly believe that a basic Business Owner’s Policy (BOP) or general business property insurance policy will cover all their assets. However, there are a number of limits to the types of property these policies will cover. Neither a BOP nor commercial property insurance policies will protect business owned and non-owned vehicles, […] Read More

How Can Virginia Contractors Protect Their Equipment?

Posted on: March 26, 2015 by noelopez3

Tools and equipment can be a significant investment for Virginia contractors. The proper equipment can be vital to your success as a contractors, however it also presents a significant exposure to property losses. Artisan contractors specifically, face large loss exposures when it comes to protecting their specialty equipment. Between work vehicles, equipment, tools, building materials […] Read More

VA Home Health Aides Have High Worker’s Comp Needs

Posted on: March 16, 2015 by noelopez3

Last month, National Public Radio (NPR) aired a special series entitled Injured Nurses which brought to light many of the struggles healthcare providers and nurses to keep themselves safe and injury free through the course of their work. According to data collected by the Bureau of Labor Statistics (BLS), each year nursing employees suffer more than […] Read More

What are Virginia Construction Surety Bonds?

Posted on: March 9, 2015 by noelopez3

If you are new to the construction industry, you might be a little confused about surety bonds. Are they insurance? Are they licensing fees? And why do you have to obtain them in order to secure larger projects? Understanding surety bonds take time, but working with local Virginia Insurance companies to assess your surety needs […] Read More

What Doesn’t Virginia Workers Compensation Cover?

Posted on: March 2, 2015 by noelopez3

 A strong Virginia workers compensation program is an invaluable asset to any business. Merging somewhere between an employee benefit and a risk management strategy, workers compensation acts provides financial security for employees who are injured or become seriously ill on the job. In exchange for this financial security employees in turn forgo their rights to […] Read More

Is Your Virginia Property Insurance Storm Proof?

Posted on: February 23, 2015 by noelopez3

The onset of stormy weather shook up many parts of Virginia last week as parts of Arlington, Alexandria, Prince William, Fairfax and many other counties came face to face with heavy winds, snowfall and far below normal temperatures. Thousands of residents and businesses were without power throughout Virginia and Maryland last weekend as a result […] Read More

Case Managers Help Lower Virginia Workers Comp Costs

Posted on: February 11, 2015 by noelopez3

Case Managers Help Lower Virginia Workers Comp Costs  For businesses that offer worker’s compensation in Virginia, the claims settlement process can be a constant challenge. When it comes to workers comp claims, most Virginia businesses strive to settle cases as efficiently and smoothly as possible to avoid any unwanted complications or expenditures. Working with workers […] Read More

Virginia Car Insurance: National Auto Thefts Drop

Posted on: January 26, 2015 by noelopez3

Virginia Car Insurance: National Auto Thefts Drop  New analysis released by the National Insurance Crime Bureau (NICB) offers some great news for Virginia motorists. According to FBI crime figures, there were just under 700,000 vehicles reported stolen last year. While this number might seem alarmingly high at first glance, it is important to notes that […] Read More

Virginia Beach Car Insurance: App Helps Avoid DUIs

Posted on: December 23, 2014 by noelopez3

Virginia Beach Car Insurance: App Helps Avoid DUIs   Maryland recently became the latest state to bolster their efforts to combat drunk driving by offering a mobile app designed to help motorists assess their level of impairment and have easy access to taxi and cab services when they have had a little too much to […] Read More