Virginia Beach Home Insurance: Tips for a Safer Winter

Posted on: December 17, 2014 by titan-goodrich

Virginia Beach Home Insurance: Tips for a Safer Winter Virginia Beach Home Insurance Tips for a Safer Winter

The holidays are typically a festive and joyful time for Virginia families, but every year dozens of families across the country have their celebrations interrupted by house fires. According to the United States Fire Administration (USFA), house fires occur in more volume during the winter than any other time of year and are often much more devastating. Statistically, December is the most common month for a household fire to strike. There are a number of reasons for this, from additional home heating needs to festive decorating. The fact is, Virginia Beach homeowners face a number of additional exposures to home fire hazards during the holidays, below are just a few:

  • Fireplaces: Virginia homeowners are far more likely to use their indoor fireplace for heating and ambiance during December, January and February than any other time of year, making accidents more likely. If you are planning on using your fireplace this winter, proper fireplace maintenance and safety are of the utmost importance. Be sure to keep chimney’s clear and well maintained, flues open when burning and all flammable materials at least three feet from the hearth.
  • Heating: It stands to reason that as the temperatures drop outside the desire for a warm retreat indoors rises, but not all home heating systems are created equal. While newer homes may have central heating, many older models have localized radiators and heating which can become a fire hazard if flammable items are placed too close. One out of every six home fires involves home heating equipment. Portable heaters, furnaces, radiators, and other heating units all present fire hazards for Virginia Beach homeowners. It’s important to keep furniture, decorations and other flammable materials far away from heat sources and remember to only plug one electrical heater into an outlet at a time.
  • Candles: Like any open flame, candle can pose a huge threat to a home especially when poorly placed. According to the National Fire Protection Association (NFPA) candle related home fires occur three times as often in December than any other time of year due in large part to their prominence in holiday celebrations. Just as with the fireplace, it is important to keep the areas around and above a candle clear of flammable materials, especially when utilizing candles as decorations.
  • Christmas Trees: While they have dramatically decreased in numbers over the years thanks largely to improved lighting techniques, holiday tree fires still occur every year and are often severe according to the NFPA. Electrical failure and close proximity to heat sources are the most common causes of tree fires so it is important to choose the location of your tree and its adornments wisely.  Low heat LED lighting strands offer the safest and most efficient way to decorate your tree and home for the holidays.

At Goodrich & Watson, we strive to help Virginia homeowners find better solutions to their needs and concerns. That’s why we specialize in providing comprehensive homeowners insurance coverage at affordable prices. Our Virginia Beach Home Insurance specialists can help you choose an insurance plan that will best protect your assets and possessions from potential losses. To learn more about Virginia Beach Home Insurance or any of our personal insurance policies give us a call today at (888) 829-5004.

Posted in: blog Homeowners Insurance Virginia Beach

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