Protect your property from damage, loss, and theft with commercial property insurance.
What does commercial property insurance cover?
A commercial property insurance policy may help protect against the cost of replacing lost or damaged property. Additionally, insurance may cover any associated losses—such as lost income—that are caused because part or all of your business is temporarily unable to operate.
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Building Coverage
Risk Factor
Your business property can feel like it IS your business. Damage to your structure or other property could seriously harm your business.
Solution
Buildings coverage can protect the physical structure of your business and help with repair costs from a covered risk such as fire.
Equipment Coverage
Risk Factor
Your business is more than walls. It is also the equipment you use to operate, and if it was damaged or stolen, you could grind to a standstill.
Solution
Equipment coverage helps to pay for damages or loss to the equipment and gear you use to run your business.
Inventory Coverage
Risk Factor
An accident that causes physical harm can also damage or destroy your valuable inventory.
Solution
Inventory coverage can help you recover from damaged or destroyed inventory after a covered accident.
Exterior Signs
Risk Factor
Storms and other types of risk can also harm the exterior of your property, damaging signs and other valuable displays.
Solution
Exterior Signs coverage protects your important signage and outdoor marketing that helps your business thrive.
Important Records
Risk Factor
Some of the most important parts of your business are the records and documents that prove you’re in business.
Solution
Important records coverage can help with losses from the destroyed papers, records, and files that your business depends on.
Is your business prepared for the worst?
Fire, flooding, theft, or accidental damage are unfortunate incidents that could not only damage or destroy your property but could also devastate your business. Whether it’s your office building, commercial vehicles, or equipment, losing these assets would be a potentially critical setback for your business.
What is covered under a commercial property insurance policy?
While coverage may vary from policy to policy, things like the building structure, equipment, fixtures, building contents, and the property of others are typically included in this type of coverage.
How much does commercial property insurance cost?
The cost of coverage may vary depending on a number of factors, including the type of building, the location it’s in, the type of business you operate, and whether you have fire alarms and security systems.
Policies may cover additional unexpected costs.
It’s worth exploring the options available to you with a business property insurance policy, as they may cover risks you hadn’t thought of. For example, some policies may protect against the additional costs you face if rebuilding a damaged business facility means no longer being exempt from local building codes. Other points to check include whether a policy covers the cost of removing debris before reconstruction begins, as well as whether the business property is covered against weather event damage while being rebuilt.
Commercial property insurance may help safeguard your business and assets, as well as your income. Contact us to learn more about your coverage options and business needs.
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Commercial Property Insurance Quote Request
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