Hurricane season is here. Don’t get caught underwater.
June marks the beginning of hurricane season in Hampton Roads, VA, and the National Oceanic and Atmospheric Administration (NOAA) is predicting above-normal Atlantic hurricane activity during the 2025 season. Yet, according to the Federal Emergency Management Agency (FEMA), only about 4% of Americans have flood insurance.
Why the Above-Normal Prediction?
This coming hurricane season’s prediction of above-normal activity is primarily due to a combination of factors, including:
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Continued ENSO-neutral conditions
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Warmer than average ocean temperatures
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Forecasts for weak wind shear
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Potential for higher activity from the West African Monsoon, a primary starting point for Atlantic hurricanes
All these elements tend to favor tropical storm formation.
Why You Need Flood Insurance Now
Floods don’t just happen near the coast. They can strike outside mapped flood zones, near rivers and low-water crossings, in recently burned mountainous areas, and even in urban settings where pavement and roofs accelerates runoff.
Just one inch of water can cost thousands in property damage, yet standard home insurance typically does not cover flood damage. Worse, many business owners don’t carry commercial flood insurance. This leaves many individuals vulnerable to financial disaster.
Did you know that 40% of all flood claims come from low-to-moderate risk areas? In 2024, Asheville, NC, a mountain city over 2,000 feet above sea level, experienced catastrophic flooding when Hurricane Helene dropped more than 30 inches of rain. Don’t wait for the next hurricane, secure flood insurance today.
NOAA’s 2025 Hurricane Outlook
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13 to 19 named storms (winds of 39+ mph)
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Of those storms, 6 to 10 are expected to be hurricanes (winds of 74+ mph)
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Of those hurricanes, 3 to 5 are expected to turn into major hurricanes (Category 3–5, winds of 111+ mph)
Flood insurance is a necessity to ensure peace of mind—especially with an above-normal hurricane season on the horizon. Don’t wait until it’s too late. Call 757-591-2032 or contact us today to get flood insurance coverage in place today and protect what matters most.
