Navigating the ins and outs of car insurance, especially when it’s your first time, can feel overwhelming. But fear not, we’ve mapped out a step-by-step guide to simplify the process of finding and purchasing car insurance.
When Do I Need to Buy Car Insurance?
Many first-time drivers are teenagers who are living with their parents and covered by their parents’ car insurance policy. As a teenager, you probably weren’t involved in selecting auto insurance coverages and limits. Now, however, perhaps you’re moving out and have acquired a new car or had one transferred to your name. It is crucial that you know the process of acquiring auto insurance.
Understanding Insurance Companies vs Insurance Agencies
Insurance companies, like Progressive or Allstate, set their own rates and provide singular insurance options. On the other hand, independent insurance agencies, such as Goodrich & Watson Insurers, compare the insurance costs of 30+ insurance companies to find you the best coverage for the best price available on the market.
How to Get Car Insurance for the First Time with Goodrich & Watson Insurers
Step 1: Choose Your Contact Method
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Call: Dial 757-591-2032 to connect with us. Initially, provide your name, insurance needs, and how you heard about us. Our representative will then guide you through the quoting process.
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Email: Prefer email? No problem! Shoot us a message at . Simply include your name, the type of insurance you’re seeking, and how you discovered us, and we’ll get back to you promptly.
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Submit a Quote Request: Short on time for a call? No worries! Fill out our quote request form, and we’ll reach out to you via email or phone to follow up.
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In Person: Sometimes, face-to-face communication is best. You can schedule an appointment using any of the above methods, and we’ll have an agent ready to assist you.
Step 2: Provide Information.
Once you’re connected with one of our agents, we’ll kick off the information-gathering process. This typically takes between 5-15 minutes, depending on the number of cars you’re seeking to insure, and it’s completely free! We don’t charge for quoting your insurance.
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Car Information: Details like the make and model of your vehicle, its VIN number, whether it has safety or anti-theft features, and its ownership status (owned, leased, or financed).
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Personal Information: We’ll require your address, date of birth, driver’s license number, and social security number. Rest assured, we have strict protocols in place to safeguard sensitive information.
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Driving History: Details about your driving history, including mileage, accident history, previous claims, and any traffic violations.
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Vehicle Intended Use: Let us know how you plan to use the car—whether it’s for commuting, recreational purposes, or for business.
Step 3: Sit Back & Relax While We Quote For You.
We’ll take the information gathered in step two and diligently compare rates from over 30 insurance companies to secure the best price and coverage options for you. Typically, this process takes about 48 hours or less. Once we’ve compiled our findings, we’ll present you with the top few results for discussion regarding coverages and options to choose from. Following your decision, we’ll provide a final proposal detailing the figures and coverages. If you’re ready to proceed and purchase the insurance plan, we’ll then bind it for you.
We love what we do here at Goodrich & Watson Insurers, but we understand that insurance may be something many people would rather not have to buy or even think about. That’s why we have a goal to provide a great and enjoyable insurance experience! While insurance may not top your list of favorite purchases, we believe you can still enjoy the people you’re buying it from!
You are not a number to us. We will make you feel important and appreciated. When you purchase insurance from us, you become part of our family and you’ll be treated that way.
We’re ready and waiting to hear from you. Reach out today through the phone, the form, a visit at our office in Newport News, VA, or email and we promise we’ll be in touch with you shortly!
