For many, Thanksgiving is all about traveling to see relatives or friends. This means that ensuring you have the right auto insurance coverage before you leave home can play an important role in you and your family getting away and returning financially whole.
Whether you’re planning a road trip or leaving your car parked at home, add auto insurance to your checklist of to-dos before you go.
What the Numbers Say
According to the National Safety Council, traffic accidents tend to increase during these holidays:
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Thanksgiving
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Christmas
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New Year’s Day
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Memorial Day
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Independence Day
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Labor Day
If your travel plans for the holidays include driving, you have a lot to consider to have a fun and successful journey. Just like you, other people and their families are getting on the road. This increased traffic can raise the risk level of a potential accident.
There also are other factors to think about that impact driving during holiday seasons, including:
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Different weather conditions
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Fatigued drivers
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Distracted drivers
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Drunk drivers
All these factors can increase the likelihood of you getting into an accident during the holiday season. This makes auto insurance coverage a crucial check-off on your traveling planning list.
Even if you’re leaving your car at home, consider that auto thefts rise around holidays, especially at Thanksgiving and Christmas. You may have coverage to rent a car if you’re still driving, but do you have the right coverage for someone breaking into your vehicle while you’re gone?
Practical Tips for Safe Holiday Travel
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Review Your Insurance Coverage: Before you hit the road, review your current auto insurance policy and make sure your insurance ID card is in the car. Ensure that your coverage limits are adequate and that you have comprehensive coverage to protect against theft or damage while you’re away.
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Check Your Deductible: Knowing your deductible is crucial in case of an accident. Make sure it’s an amount you’re comfortable paying out-of-pocket if necessary.
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Prepare Your Vehicle: Conduct a thorough check of your vehicle. Ensure your tires are properly inflated, your oil is changed, and your brakes are in good condition. A well-maintained car is less likely to break down on a long journey.
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Plan Your Route: Check the weather, look over your route, and program your directions before you start driving. This preparation can help you avoid fumbling with your GPS while on the road.
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Stay Alert and Drive Defensively: Long drives can be tiring. Take breaks if you need to, and practice defensive driving, especially with all the extra holiday traffic. Stay alert to the actions of other drivers, and avoid distractions within your vehicle.
As you prepare for your holiday travels, remember that a little planning can go a long way in ensuring a safe and enjoyable trip. If you have any questions about your auto insurance or need to make adjustments to your policy, don’t hesitate to reach out to us at Goodrich & Watson Insurers. Safe travels, and happy holidays, everyone!
